Terms of Service

1. Acceptance of terms

By accessing or using apeoxzi.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the Site.

2. Nature of the content

Apeoxzi publishes general, informational articles and resources about factoring and commercial receivables management. Content is intended to help readers understand common industry concepts and terminology.

3. No paid services offered

Apeoxzi does not sell, arrange, broker, underwrite, or otherwise provide factoring, invoice financing, lending, or any other paid financial service. The Site does not process applications, payments, or transactions of any kind. Any resemblance between content on this Site and the offerings of a specific provider is coincidental and for illustrative purposes only.

4. No professional advice

Nothing on this Site constitutes financial, legal, tax, or investment advice, and it should not be relied upon as such. You should consult a qualified, licensed professional before making any financial decision. Apeoxzi is not a substitute for individualized professional advice.

5. Acceptable use

When using the Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of these terms;
• Attempt to gain unauthorized access to the Site or its systems;
• Interfere with the proper functioning of the Site, including through the introduction of malicious code;
• Scrape or harvest content from the Site in a manner that infringes our rights or those of our content sources.

6. Intellectual property

Unless otherwise indicated, the text, layout, and design of the Site are owned by Apeoxzi and are protected by applicable intellectual property laws. Images used on the Site are sourced from providers that offer them under free-use licenses. You may not reproduce, distribute, or create derivative works from Site content without permission, except for personal, non-commercial reference.

7. Third-party links

The Site may reference or link to third-party websites for informational context. We do not control and are not responsible for the content, accuracy, or practices of any third-party website.

8. Disclaimer of warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. Factoring and receivables management practices vary by jurisdiction and provider, and information on this Site may not reflect current market conditions.

9. Limitation of liability

To the fullest extent permitted by law, Apeoxzi shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of, or inability to use, the Site or its content.

10. Changes to these terms

We may revise these Terms of Service from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms. The "Last updated" date above reflects the most recent revision.

11. Governing law

These terms are governed by general principles of applicable law without regard to conflict-of-law provisions. Any disputes shall be handled in accordance with applicable local regulations.

12. Contact us

Questions about these Terms of Service can be sent to:

Apeoxzi
Sukhbaatar District, Seoul Street 23, Ulaanbaatar 14250, Mongolia
Phone: +976 7012 4588
Email: support@apeoxzi.com